Improve your wealth with smarter decisions
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Life Transformational
Potential for significant long‑term Wealth Improvement¹
Potential for sizable long‑term Debt Interest Reduction¹
Helps you plan, track and realize Wealth Targets & Life Goals
Makes managing your finances effortless & rewarding
Built by the Best Minds
Developed by a best-in-class team of finance and tech executives
in conjunction with
A world-renowned Academic Advisory Board that includes
Two Nobel Laureates
The backbone of our extensive functionality sets us apart from other apps
A comprehensive library of calculators capable of modeling various types of debt products, retirement plans, etc.
Application of a sophisticated ALM (Asset Liability Management) approach to consumer finance, an approach that has previously been limited in use to management of finances by global corporations and governments
THE DESTINATION
Improve your Wealth, Reduce your Debt
& Realize your Life Goals
Step 1: Forecasting
The app projects your wealth and cashflows over 30-years via precise modeling of your:
Income and Assets (salary, bank accounts, retirement plans, social security benefits, investments, etc.)
Expenses and Liabilities (living expenses, mortgages, credit cards, auto loans, student loans, etc.)
Screenshot 1 of 6: App journey screen laying out your wealth month by month, each row pairing a projected net worth with the bank balance for that month
Screenshot 1 of 4: App journey screen projecting $3,728,174 by May 2056 from $506,775 today, with an Improve Wealth marker worth an extra $1.5M on the route
Step 2: Wealth Improvement
The app generates a set of Wealth Improvements to improve your wealth by facilitating smarter decisions to:
Use Surplus Funds
Switch Debt Products
Switch Investment Strategy
Use other Strategies to Fund Deficits and/or Payoff Existing Debt
Step 3: Life Goals
The app allows you to plan, track and realize your Life Goals:
Make informed decisions, like buying vs renting a house, by analyzing their impact on your wealth and on other goals like retirement
Map a concrete path to realize your goals
Take appropriate actions through time to achieve your goals on your target dates
Screenshot 1 of 6: Life Goals screen charting net worth from $507K to $3.73M between April 2026 and May 2056, with goal markers on the curve and a list of debts paid off early
Screenshot 1 of 5: Monthly Budget screen with a spending donut totalling $4,027 across categories, and a wealth impact of plus $38,714
Step 4: Budgeting
The app allows you to make informed lifestyle decisions. However, you're not required to cut spending to realize Wealth Improvements
The unique and powerful feature of our budgeting tool is the forward-looking approach which allows you to make informed spending decisions with foresight of their impact on your long-term wealth and Life Goals
Another unique and powerful feature is the de-coupling of Living Expenses and Debt Payments. You only need to budget for living expenses, the app calculates your debt payments for the next 30-years. This bifurcation offers multiple advantages vs. traditional budgeting
REACH YOUR DESTINATION
Step 5: Ongoing Navigation
Screenshot 1 of 5: Two app screens side by side: your financial journey view showing projected wealth, and a monthly progress report listing each life goal and whether it is on track
You can create your Target Path by setting a series of Wealth Targets and other Life Goals
Your Target Path serves as your financial roadmap to plan your life in advance with foresight
The app generates informational navigation prompts derived from the calculations used to generate your Target Path
You can use the help of these navigation prompts to take appropriate actions through time to realize your Forecasted Wealth and Target Path; but in true GPS style, you retain complete control
Developed Solely to Empower you
DollarGPS does not sell financial products, and does not handle or manage your money
DollarGPS does not receive any commission or introduction fees from lenders for Debt Switches
DollarGPS does not charge any fee to facilitate the Investment Strategy
DollarGPS does not make money from your data
DollarGPS charges a subscription fee for the optimal experience, but you can use it free of cost forever with similar benefits
A Unique Setup Process
You can experience the app instantly,
without entering any data
Screenshot 1 of 3: Choose Persona screen where you pick a persona by net monthly income, alongside the app calculating wealth improvements of $1,132,761 and debt interest savings of $310,681
The app is prepopulated with personas created from U.S. household data published by the government
All you need to do is to select a persona closest to you in terms of Net Monthly Income and home ownership status
Once you do, you can instantly use the app to see how it can help someone like you
Once you're convinced of its benefits, you can connect your accounts for precise results
Unique Personalized Motion Interfaces
Motion UI allows you to scroll the road through time
You can select from a large range of themes
Customer Testimonials
From some of our 5-star reviews
Nothing else like it!
This is not your typical budgeting and forecasting app. The amount of detail in this app is amazing and unlike anything I've ever seen! The ability to see how your spending and savings changes your path, in near real time, is awesome. This is a game changer for me and I'm sure it will be for many others. Spend some time it in. You'll see how it blows other apps out of the water.
Solid App!
I like that I don't have to pay for anything just to test it out like other apps I've seen. The demo is actually useful and gives you the chance to try out features with numbers you can edit so you can see if it'll really be helpful to you, and the long term goals and targets make it feel like you're getting somewhere even if you don't feel like that day to day.
A game-changer
This goes way beyond anything else I have seen in a finance App. There's a lot in it but the tutorials were super helpful so actually found it pretty easy to get up and running. The way it calculates the long term implications of decisions made today is a game changer.
Great Tool
Great tool for forward looking financial considerations. Love the ability to link all my accounts for a holistic view and some actionable direction.
Awesome tool
This tool has given me everything I need to manage my finances effectively and get the support I was looking for.
Comprehensive Personal Finance App
Before you start using, go through the tutorial. It is clearly written, logical and user friendly. No more pencil and paper budgeting!